Words for Life and Personal Growth

Yummy… a pizza with onion, green pepper, mushrooms, olives, plenty of tofu and a bit of minced fresh garlic. Tasty! Oh, and I have to buy my new laptop. Well, for all these things and little pleasures there’s the credit card. I prefer to pay with my credit cards as I dislike the notion of acting like an ambulant cash dispenser However, using credit cards requires control and knowing well the “policies behind the card” (the rates, the limits, how the credit reporting system works, etc.) Managing and using credit cards is just a matter of applying good sense.

That said, I have some friends that abuse their credit cards usage. They charge a lot! They go nuts because they feel like they work pretty hard and should be able to do that sometimes. The problem is not that they cannot afford the payment or cannot pay it off. The problem is that most of their purchases are frivolous things they really don’t need. Surely, they work hard and they deserve to enjoy the fruits of their work. But they are not enjoying anything by acquiring a bunch of unneeded objects. On the contrary, they’re wasting their money. The only thing that such frantic credit card usage satisfies is the desire of material possession. Do we indeed work so hard only to crumble under such lame desire? When we are going to use our credit card we always should examine the actual reason behind the purchase. Review carefully your financial state… are you paying a house, a car, a small loan? Then try not to acquire more debt. Moreover, if we have a short or troubled credit histories we must try to do things right. Pressure of extreme debt is what leads to desperate and dangerous measures such as payday loans, for example. Really dangerous. Calm. Relax. Think. Good sense, remember? Life is beautiful.

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Recently, I’ve thinking of replacing my old and faithful Toshiba laptop with a new and more powerful machine. I will surely keep my Toshiba in use, mostly to write articles for Life, Money & Development. However, I work as a manager for a software development company, and frequently have to run several applications that are steadily exceeding my laptop’s computing capacity. Then, it’s time to update. The question raises… what machine I should purchase? Additionally, now that I’ll have to visit the Electronics store, I think it may be a good chance to bring home some gadgets. I’m totally opposed to squandering, and thereby I will focus only on those machines or items that could prove useful for blogging and for my job.

1 The Laptop

Albeit my experience with the Toshiba has been good, I think it’s time to go Apple. The problem with the Toshiba is that one is forcefully restricted to Windows environment; we may also install Linux but it would be too cumbersome for my needs. On the contrary, by using an Apple machine I have access to the powerful Mac OS X operating system, and besides I can compile and test some applications originally targeted at Linux, without doing separated installations. The Mac runs all the software I need. Someone may also add that the Mac is stylish, but that really is not my motivation as I prefer functionality over appearance. For example, it is evident that the relatively new Mac Air is very stylish, but it is also evident that it relinquishes an important quota of computing power. Therefore, I think I will choose the Apple MacBook Pro MB133LL/A, which boosts a display of 15.4″, 2.4 GHz Intel Core 2 Duo Processor, 2 GB RAM, 200 GB Hard Drive, and DVD SuperDrive. Just all I need. I’m aware about the direct relation between big displays and laptop weight (this MacBook weighs 5.4 pounds), but I prefer to reduce any strain on my eyes.

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Even to cut a flower requires good sense. Good sense, prudence, sound practical judgment. There is nothing in the world which deprives us of enjoying this quality. Good sense allows us to be excellent managers, professionals, friends, husbands/wives, and especially, it opens the doorway to the most precious gift of human beings: self-confidence. Self-confidence is one of those virtues we frequently don’t know how to handle, or that simply we mistreat.

Good sense is the primary and the conditio sine qua non of a better and longer life. Thanks to it we are able to avoid wars, conflicts, hunger, and getting into troubles in general. It is only a matter of just applying it. The converse, i.e. a bad sense of life balance, turns us into fragile souls, easy preys for evil, envy, and lies. A lack of good sense provides a fake sensation of power… power which indeed is only a cheap mask for selfishness. A lack of good sense separates us from our family, our friends and from the entire world. Moreover, that fake power may lead to an hyperactivity which ultimately will burn us.

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The prostate is a gland of the male mammalian reproductive system, whose main function is to produce a portion of the seminal fluid that constitutes semen. The prostate also contains some muscles that help expel semen during ejaculation. Additionally, the prostate also secrets a bit of proteic contents, including prostate-specific antigen (PSA), magnesium, enzymes, zinc, etc. Normally, PSA is present in the blood at very low levels, but can be elevated in the presence of prostate cancer or other prostate disorders.

Some studies have suggested a link between a high-fat diet (which frequently include few servings of vegetables) and prostate’s disorders. For example, this study found that following the type of diet normally prescribed for cardiovascular health may also keep the prostate healthy. Regarding this conclusion, our previous post on keeping low cholesterol levels may provide some help. However, I always like to remember that the first step toward treating any health problem must be an evaluation by a qualified specialist. In no way Internet may replace your doctor’s examinations and recommendations.

This post’s motivation comes from an email that Elias Villar sent us yesterday. Thanks Elias, for your kind words, for being one of our readers, and for sharing your experiences! In the email, Elias refers his actions after receiving some recent labs which revealed a higher-than-normal PSA level. Of course, his first step was to look for a medical evaluation and guidance. But additionally, Elias introduced some changes in his diet, and recurred to a natural recipe.

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Saving refers to the preservation of money for future use. Such future use might include capital and goods purchase (house, transport, vacations, etc.), emergencies, and miscellaneous expenses. Strictly speaking, saving is the difference between our income and our consumption expenditure. Besides, saving is our main tool to cope with mortgages, credit card debt, extraordinary bills, and other loans. Without savings, such debt and expenditures may sharply erode our personal finances. Saving also allows for harnessing sudden investment opportunities and to gain access to quality services. All in all, saving is a fundamental aspect of personal finance.

Money has to be tightly controlled. We must know where money comes from, and where it goes to. We must strive to know the way our money flows, the paths it travels, and the drains taking most of our income. By closely watching our money’s nature, we’ll learn to control it. Control is a keyword of personal finance. Control refers to checking the errors we are incurring with our money’s management, and to take the corrective action to rectify any deviation from our desired goals. Setting goals is other important requirement for saving, and it answers the question what are we saving for ?

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Memory is the ability to store, retain, and subsequently retrieve information. Clearly, this definition comprises 3 functions. First, input to the system is considered (storing), which involves perception and transduction of the perceived images into the “right format” for saving the perceived information in the brain. Second, the inputted information must be preserved for a specific time (retaining.) And finally, the stored information has to be recovered from the brain, following our commandment (retrieving.) In this post we’ll review the nature of memory and a few options to improve it. A healthy memory amounts to a bigger vision of our world.

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Anxiety is a (sometimes annoying) emotional and cognitive state. Emotionally, we recognize it as sensations of fear, grief, worry or general apprehension. The cognitive component entails expectation of a diffuse and uncertain danger. The threat or perspective of danger triggers the body’s defenses: the flow of blood to the muscles is increased, which in turn implies rising blood pressure and heart rate. Needless to say, such alert activation involves a higher consumption of body’s energy, and also other parts, such as the immune system, are inhibited in order to increase energetic reserves and focus for fighting the hypothetical danger.

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A look behind the scenes of work’s misdirections

What do we achieve by thinking of ourselves as “supermen” or “wonder women”? Too little, indeed. Trying to act (and even feel) like fiction heroes, in a frantic rush to enjoy something that really is too tiresome to be enjoyed. There is little reward in demanding ourselves the compliment of being perfect, effective, productive, attractive and winsome people who have no real problems at work or at home, and who always ignite the life of the party. Needless to say, there is no reward in working frenetically until our minds and bodies cannot handle it anymore: we would weaken and become sick. But we already know that time is unstoppable: other people would carry on our duties, and someday, we would be simply forgotten. In other words, no matter how much effort and blood we devote to our jobs, we are always dispensable for the furious wheel of businesses.

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Nowadays, the net is inhabited by myriad (millions!) blogs. Therefore, to stand out has become more and more challenging. Some people write about excessively specialized or personal topics, which have a narrower audience. On the other hand, topics discussed in plenty of other blogs may appeal to a broader public. Moreover, themes in different blogs touch on similar concepts or ideas, or at least are loosely related. So, blogs have to compete for traffic. Positioning in search engines such as Google and Yahoo is a good example of what I’m speaking about. Thus, the question arises: how to highlight your blog in order to distinguish it from others?

It’s simple. Follow a “samurai” approach.

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What is your relation with your money? Money is a necessary thing, and to have and to win money is not a sin (rhyme intended ). On the other hand, to live for money is not only a sin but a stupidity. We, as integral human beings, are of much more value than any material concept. This is something I insist a lot in my business seminars: look for money, but never lend your heart to money. In other words, win money, but don’t let money to win you.

Who are the Winners?

Winners are fortunate people, indeed. But except for rare cases, most of their fortune stems from hard work, and more importantly, from a sound and clear mindset. Winners have no time (nor wish) to be moaning about the “harshness of life.” Winners don’t complain about such things, because they understand that life, like a river, exhibits turbulent episodes in some parts, but caress and nourish the surrounding nature, all the way.

Positive Attitude in The Winners’ Mind

Nevertheless, all these years I’ve known a lot of people who are frequently bitching about their lack of money or general misfortune, but what they are indeed lacking is a positive attitude toward their money. Now, what does this “positive attitude” notion mean? Let’s start by answering a few questions:

• What really are the kind of thoughts that flood our minds when we think of our money?
• Which are the words we utter when speaking about our money and related things (such as mortgage, bank, expenses, etc.)?
• In the past, how much success have we attained by spending and investing our money?

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