Category — Work
What I like about Credit Cards
Yummy… a pizza with onion, green pepper, mushrooms, olives, plenty of tofu and a bit of minced fresh garlic. Tasty! Oh, and I have to buy my new laptop. Well, for all these things and little pleasures there’s the credit card. I prefer to pay with my credit cards as I dislike the notion of acting like an ambulant cash dispenser
However, using credit cards requires control and knowing well the “policies behind the card” (the rates, the limits, how the credit reporting system works, etc.) Managing and using credit cards is just a matter of applying good sense.

That said, I have some friends that abuse their credit cards usage. They charge a lot! They go nuts because they feel like they work pretty hard and should be able to do that sometimes. The problem is not that they cannot afford the payment or cannot pay it off. The problem is that most of their purchases are frivolous things they really don’t need. Surely, they work hard and they deserve to enjoy the fruits of their work. But they are not enjoying anything by acquiring a bunch of unneeded objects. On the contrary, they’re wasting their money. The only thing that such frantic credit card usage satisfies is the desire of material possession. Do we indeed work so hard only to crumble under such lame desire? When we are going to use our credit card we always should examine the actual reason behind the purchase. Review carefully your financial state… are you paying a house, a car, a small loan? Then try not to acquire more debt. Moreover, if we have a short or troubled credit histories we must try to do things right. Pressure of extreme debt is what leads to desperate and dangerous measures such as payday loans, for example. Really dangerous. Calm. Relax. Think. Good sense, remember? Life is beautiful.
May 9, 2008 13 Comments
The Blogger’s Wish List (Edition 1)
Recently, I’ve thinking of replacing my old and faithful Toshiba laptop with a new and more powerful machine. I will surely keep my Toshiba in use, mostly to write articles for Life, Money & Development. However, I work as a manager for a software development company, and frequently have to run several applications that are steadily exceeding my laptop’s computing capacity. Then, it’s time to update. The question raises… what machine I should purchase? Additionally, now that I’ll have to visit the Electronics store, I think it may be a good chance to bring home some gadgets. I’m totally opposed to squandering, and thereby I will focus only on those machines or items that could prove useful for blogging and for my job.
1 The Laptop
Albeit my experience with the Toshiba has been good, I think it’s time to go Apple. The problem with the Toshiba is that one is forcefully restricted to Windows environment; we may also install Linux but it would be too cumbersome for my needs. On the contrary, by using an Apple machine I have access to the powerful Mac OS X operating system, and besides I can compile and test some applications originally targeted at Linux, without doing separated installations. The Mac runs all the software I need. Someone may also add that the Mac is stylish, but that really is not my motivation as I prefer functionality over appearance. For example, it is evident that the relatively new Mac Air is very stylish, but it is also evident that it relinquishes an important quota of computing power. Therefore, I think I will choose the Apple MacBook Pro MB133LL/A, which boosts a display of 15.4″, 2.4 GHz Intel Core 2 Duo Processor, 2 GB RAM, 200 GB Hard Drive, and DVD SuperDrive. Just all I need. I’m aware about the direct relation between big displays and laptop weight (this MacBook weighs 5.4 pounds), but I prefer to reduce any strain on my eyes.

May 8, 2008 5 Comments
The Art of Saving
Saving refers to the preservation of money for future use. Such future use might include capital and goods purchase (house, transport, vacations, etc.), emergencies, and miscellaneous expenses. Strictly speaking, saving is the difference between our income and our consumption expenditure. Besides, saving is our main tool to cope with mortgages, credit card debt, extraordinary bills, and other loans. Without savings, such debt and expenditures may sharply erode our personal finances. Saving also allows for harnessing sudden investment opportunities and to gain access to quality services. All in all, saving is a fundamental aspect of personal finance.
Money has to be tightly controlled. We must know where money comes from, and where it goes to. We must strive to know the way our money flows, the paths it travels, and the drains taking most of our income. By closely watching our money’s nature, we’ll learn to control it. Control is a keyword of personal finance. Control refers to checking the errors we are incurring with our money’s management, and to take the corrective action to rectify any deviation from our desired goals. Setting goals is other important requirement for saving, and it answers the question what are we saving for ?
April 30, 2008 8 Comments
The 7 Attributes of Leadership
When I have to hire someone for any position in my company, I always pay close attention to the below discussed 7 attributes, because I always strive to hire people with leadership traits (even when the job is not a key managerial position.) I always want the best people, no matter the size, complexity or responsibility of the job. I know that, as time goes by, groups of workers with leadership traits perform and coordinate a lot better than simple people. And the today new assistant may hopefully become a very important director in a few years.
Furthermore, I prefer the democratic (also referred to as participative) leadership style: in this case, the leader offers guidance to the group, but also participates in the group, and promotes feedback from other members. Note that this style is not inconsistent with the view of everyone in a group acting as a leader! The democratic style is also suitable for the modern dynamic environments because it allows dealing with fast-changing circumstances. Other styles, such as authoritarian or delegative leaderships, are very harmful and obsolete.

April 13, 2008 43 Comments
Working in Groups: 10 Keys for Success
In the following, I’ll briefly expand on the key points for achieving success when you have to work in groups. As a result of the complex and dynamic nature of human interactions, you may find working in groups a challenging issue. In fact, the coordination and agreement required by groups is a research topic by itself. But the powerful rationale behind groups is the divide-and-conquer approach: a bigger workforce may lead to bigger results (but not always, and in some fields, such as software engineering, it may easily be the opposite.) In this respect, I’ll propose 10 aspects we should strive for when working with other people. You may find this discussion useful for the college, the office or life in general.
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January 19, 2008 10 Comments
