Words for Life and Personal Growth

The Net is full to bursting of sites about how to make money online. But what we really need to know about making money is this: Making money is not easy and All we need to make money is common sense and a well-planned approach to work. But those two points are a secret to no one. Nevertheless, it’s very frequent to find websites and blogs bragging about how much money their owners are making. And they are earning a lot with just an Internet connection, a deluxe Apple laptop, and some coconut water in a paradisiac island. You may win up to 250K, monthly! You can be as rich as them! You only have to follow their techniques, and of course, to buy their books and videos to learn how to be a successful “entrepreneur”. Utterly nonsense. Thanks to the Net, to be a “guru” is easier than ever. I’m no “guru”, so bear with me.

I do strongly believe that blogging is about living (in the net, that is), not about bragging. These undoubtedly clever guys nourish from the naivety of some people. For them, it’s a perverted kind of pleasure to read about “how to make tons of money online.” They say: “Look! This guy is making so much money with just a web page!.” Their natural reaction, of course, is “I can do better!.” Some have quit their jobs to pursue the role of “entrepreneur”. To have the motivation to improve is nice and all, but it’s even nicer to have a clear and down-to-earth mindset. We can win money. Yes. We can. We have all the required abilities. But we’d be better off if we take every net’s thing with a bit of salt. Building self-confidence demands taking risks… but illusory, unattainable goals knock-off self-confidence atrociously.

Being an entrepreneur requires a clear vision about the business we want to undertake. Being an entrepreneur needs courage and accepting risk. But above all, being an entrepreneur requires good capacities for planning and self-discipline. Entrepreneurs have the abilities for being their own bosses. And not everyone is prepared for that. And it also requires courage to be able to accept our current limitations. But if you believe in yourself, you can overcome any of these obstacles.

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It is very difficult, although not impossible, to win a race if we have to start down in a hole. However, this is the precise handicap which a lot of people face during their search for happiness. Because of such handicap, climbing out of the hole and arriving to at least the starting line represents an exhausting endeavor. Apparently, this is not logical… this is not how life should be. But truth be told, we can only start from the position we are right now, and we can only use the resources available to us right now. In order to achieve happiness we have to shut off perturbing messages, such as “I cannot”, “I’m going to lose”, “Maybe tomorrow is a better day”, and so further. We have to put all these miscreant ideas aside from our mind, to remove these slimy sentences which do not contribute to our goals. It’s easier for us to attribute the responsibility of our failures and defeats to others… those who taught us, for instance. Some people like to attribute to their parents and teachers an alleged fraud… everything bad has been their fault, not ours. They hold on to the past. They are losers. On the contrary, winners focus on overcoming each obstacle that rises until accomplishing their goals. Winners want to be happy and to bring happiness to all the people around them, sharing the love, their views on life, and perhaps, their goals.

Some serious studies demonstrate that people from developed countries are not necessarily the happiest ones. A lot of nationals and residents of such countries manifest to feel unhappier than those of some developing or poorer countries. In this sense, let’s recall the Easterlin paradox, based on a study by professor and economist Richard Easterlin: Does Economic Growth Improve the Human Lot? published in 1974, while he was with the University of Pennsylvania. Basically, the paradox states that economic growth does not necessarily lead to more satisfaction. It’s obvious that people in poor countries become happier once they can afford basic necessities. But the important idea behind Easterlin paradox is that absolute income does not matter as much as relative income does. In other words, how much you make compared with others around you is what really matters. To put it in today’s terms, owning an iPod doesn’t make you happier, because you then want an iPod Touch

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We are used to recur to the time parameter to assess all of our activities. Worse yet, time assesses our own reality. We love to classify life in an orthodox fashion: past, present and future, unyielding frames we can’t live without. Indeed, as humans, we love to classify things, especially when classifying makes us feel special or protected. We classify things as living or not living. Above all, though, we love to classify things according to time. Thanks to this parameter, everything becomes an event. And we are continually struggling to link events, to establish logical relations of cause-effect between them. If we think this over, we’d note our predilection for going to the ends of classification. To classify, after all, is a proof of intelligence.

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We are already accustomed to financial media regularly releasing statistical reports and rankings of the people that lead and have accumulated an important allotment of the world’s money. For instance, Forbes magazine published its annual Japanese ranking a few days ago. For most of us, it’d be wonderful, impressive, and even magical, to someday read our names in such lists. A lot of people only dream of being there. But reality often reveals otherwise. Sometimes, it’s just a matter of luck, or inherited fortunes. But we’ll disregard such cases, as uninteresting for analysis. The norm is that becoming rich requires plenty of sacrifices, and above all, extraordinary efforts. It’s not easy. However, it’s not impossible to reach such goal. Powerful souls set exceptional goals.

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Recently, I’ve found plenty of sites explaining strategies for growing our blogs, where growing means to expand our reader-base or to win more money, depending on our goals for blogging. Other important motivation for blogging is to attain or fortify a position in a specific niche market. For example, if you’re a graphic designer, you can start a blog to present your past and current projects, demonstrate your abilities in the area of design, and potentially capture new clients. Moreover, creating a blog is easier than ever thanks to the new web 2.0 technologies, which allow to start posting in a very short time. This means that a lot of people are creating blogs, and therefore competence is high. And if you’re new, blogs may prove to be a very tricky field to conquer, especially when it comes to gaining your initial reader-base. And when you get that reader-base your efforts should focus on keeping those readers through innovation. Remember, a happy reader is a returning reader. But blogging is not a trivial chore in any way.

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Yummy… a pizza with onion, green pepper, mushrooms, olives, plenty of tofu and a bit of minced fresh garlic. Tasty! Oh, and I have to buy my new laptop. Well, for all these things and little pleasures there’s the credit card. I prefer to pay with my credit cards as I dislike the notion of acting like an ambulant cash dispenser However, using credit cards requires control and knowing well the “policies behind the card” (the rates, the limits, how the credit reporting system works, etc.) Managing and using credit cards is just a matter of applying good sense.

That said, I have some friends that abuse their credit cards usage. They charge a lot! They go nuts because they feel like they work pretty hard and should be able to do that sometimes. The problem is not that they cannot afford the payment or cannot pay it off. The problem is that most of their purchases are frivolous things they really don’t need. Surely, they work hard and they deserve to enjoy the fruits of their work. But they are not enjoying anything by acquiring a bunch of unneeded objects. On the contrary, they’re wasting their money. The only thing that such frantic credit card usage satisfies is the desire of material possession. Do we indeed work so hard only to crumble under such lame desire? When we are going to use our credit card we always should examine the actual reason behind the purchase. Review carefully your financial state… are you paying a house, a car, a small loan? Then try not to acquire more debt. Moreover, if we have a short or troubled credit histories we must try to do things right. Pressure of extreme debt is what leads to desperate and dangerous measures such as payday loans, for example. Really dangerous. Calm. Relax. Think. Good sense, remember? Life is beautiful.

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Recently, I’ve thinking of replacing my old and faithful Toshiba laptop with a new and more powerful machine. I will surely keep my Toshiba in use, mostly to write articles for Life, Money & Development. However, I work as a manager for a software development company, and frequently have to run several applications that are steadily exceeding my laptop’s computing capacity. Then, it’s time to update. The question raises… what machine I should purchase? Additionally, now that I’ll have to visit the Electronics store, I think it may be a good chance to bring home some gadgets. I’m totally opposed to squandering, and thereby I will focus only on those machines or items that could prove useful for blogging and for my job.

1 The Laptop

Albeit my experience with the Toshiba has been good, I think it’s time to go Apple. The problem with the Toshiba is that one is forcefully restricted to Windows environment; we may also install Linux but it would be too cumbersome for my needs. On the contrary, by using an Apple machine I have access to the powerful Mac OS X operating system, and besides I can compile and test some applications originally targeted at Linux, without doing separated installations. The Mac runs all the software I need. Someone may also add that the Mac is stylish, but that really is not my motivation as I prefer functionality over appearance. For example, it is evident that the relatively new Mac Air is very stylish, but it is also evident that it relinquishes an important quota of computing power. Therefore, I think I will choose the Apple MacBook Pro MB133LL/A, which boosts a display of 15.4″, 2.4 GHz Intel Core 2 Duo Processor, 2 GB RAM, 200 GB Hard Drive, and DVD SuperDrive. Just all I need. I’m aware about the direct relation between big displays and laptop weight (this MacBook weighs 5.4 pounds), but I prefer to reduce any strain on my eyes.

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Even to cut a flower requires good sense. Good sense, prudence, sound practical judgment. There is nothing in the world which deprives us of enjoying this quality. Good sense allows us to be excellent managers, professionals, friends, husbands/wives, and especially, it opens the doorway to the most precious gift of human beings: self-confidence. Self-confidence is one of those virtues we frequently don’t know how to handle, or that simply we mistreat.

Good sense is the primary and the conditio sine qua non of a better and longer life. Thanks to it we are able to avoid wars, conflicts, hunger, and getting into troubles in general. It is only a matter of just applying it. The converse, i.e. a bad sense of life balance, turns us into fragile souls, easy preys for evil, envy, and lies. A lack of good sense provides a fake sensation of power… power which indeed is only a cheap mask for selfishness. A lack of good sense separates us from our family, our friends and from the entire world. Moreover, that fake power may lead to an hyperactivity which ultimately will burn us.

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The prostate is a gland of the male mammalian reproductive system, whose main function is to produce a portion of the seminal fluid that constitutes semen. The prostate also contains some muscles that help expel semen during ejaculation. Additionally, the prostate also secrets a bit of proteic contents, including prostate-specific antigen (PSA), magnesium, enzymes, zinc, etc. Normally, PSA is present in the blood at very low levels, but can be elevated in the presence of prostate cancer or other prostate disorders.

Some studies have suggested a link between a high-fat diet (which frequently include few servings of vegetables) and prostate’s disorders. For example, this study found that following the type of diet normally prescribed for cardiovascular health may also keep the prostate healthy. Regarding this conclusion, our previous post on keeping low cholesterol levels may provide some help. However, I always like to remember that the first step toward treating any health problem must be an evaluation by a qualified specialist. In no way Internet may replace your doctor’s examinations and recommendations.

This post’s motivation comes from an email that Elias Villar sent us yesterday. Thanks Elias, for your kind words, for being one of our readers, and for sharing your experiences! In the email, Elias refers his actions after receiving some recent labs which revealed a higher-than-normal PSA level. Of course, his first step was to look for a medical evaluation and guidance. But additionally, Elias introduced some changes in his diet, and recurred to a natural recipe.

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Saving refers to the preservation of money for future use. Such future use might include capital and goods purchase (house, transport, vacations, etc.), emergencies, and miscellaneous expenses. Strictly speaking, saving is the difference between our income and our consumption expenditure. Besides, saving is our main tool to cope with mortgages, credit card debt, extraordinary bills, and other loans. Without savings, such debt and expenditures may sharply erode our personal finances. Saving also allows for harnessing sudden investment opportunities and to gain access to quality services. All in all, saving is a fundamental aspect of personal finance.

Money has to be tightly controlled. We must know where money comes from, and where it goes to. We must strive to know the way our money flows, the paths it travels, and the drains taking most of our income. By closely watching our money’s nature, we’ll learn to control it. Control is a keyword of personal finance. Control refers to checking the errors we are incurring with our money’s management, and to take the corrective action to rectify any deviation from our desired goals. Setting goals is other important requirement for saving, and it answers the question what are we saving for ?

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